All Free Business Tools

Calculate your exact age in years, months and days, total days alive, and next birthday countdown.

See the full month-by-month schedule of principal vs interest payments.

Find out how many units you need to sell to cover your costs.

Categorise business expenses and estimate tax deductibility instantly.

Calculate monthly repayments and total interest on any business loan.

Calculate your Customer Acquisition Cost, payback period, and LTV:CAC ratio.

Forecast 6 months of cash flow and spot potential shortfalls.

Calculate compound interest on savings and investments with monthly contributions.

Convert between 18 currencies with live exchange rates.

Compare snowball vs avalanche debt payoff strategies side by side.

Calculate sale prices, savings, and stacked discounts instantly.

Track revenue streams and expenses to calculate gross profit, net profit, and profit margin.

Calculate your GPA using US 4.0, UK degree classification, or percentage grading systems.

Calculate net profit, ROI, and annualised return on any investment.

Calculate monthly payments, total interest, and amortisation schedule for any loan.

Calculate customer lifetime value, LTV:CAC ratio, and payback period.

Enter cost and selling price to see markup percentage and margin percentage side by side.

Calculate your Monthly Recurring Revenue, ARR, net MRR, and 12-month projection.

Project your pension pot at retirement based on your age, salary, contributions, and growth rate.

Calculate percentages, percentage change, and more in seconds.

Calculate gross, net, and operating profit margins instantly.

Calculate return on investment, net profit, and payback period.

Calculate how long until you reach your savings goal.

Calculate how many months of runway your startup has left.

Calculate tip amount and split the bill between any number of people.

Convert between metric and imperial units, length, weight, temperature, volume, area, speed, data, and time.

Estimate your US self-employment tax, federal tax, and quarterly payments as a 1099 contractor.

Calculate UK dividend tax for 2024/25. See tax by band, effective rate, and take-home amount.

Calculate UK take-home pay after income tax, National Insurance, pension and student loan.

Add or remove sales tax for any US state or Canadian province. Includes reference tables.

Estimate your UK Income Tax and National Insurance as a sole trader.

Add or remove VAT at any rate. Supports UK 20%, EU rates, and custom rates.

Calculate your ideal hourly and day rate based on your target income.

Compare cost-plus, competitor-based, and value-based pricing side by side.

Generate professional invoice emails that get paid on time.

Create a professional invoice in seconds. Print or save as PDF.

Generate a winning business proposal in seconds with AI.

Convert any hourly rate to annual, monthly, bi-weekly, and weekly salary equivalents.

Generate complete, professional job descriptions in seconds using AI.

Generate an estimated pay stub with tax and deduction breakdown.

Convert any annual salary to an equivalent hourly, daily, or weekly rate.

Calculate weekly hours worked, overtime, and gross pay from clock-in times.

Generate 10 SEO-optimised blog title ideas with AI. Includes SEO strength rating and character count.

Generate unique business name ideas with taglines and domain suggestions using AI.

Generate 3 elevator pitch variations for your business using AI.

Score and analyse up to 5 email subject lines with AI, ranked by predicted open rate.

Count words, characters, sentences and reading time instantly. See top word frequency.

Generate a professional AI usage policy to win contracts, meet compliance requirements, and protect your business.

Generate professional contract clauses for freelancers and small businesses using AI.

AI-powered IR35 risk assessment. Answer 10 questions about your contract and get an outside/inside verdict with factor analysis.

Describe any workplace incident in plain English and get a structured accident report.

Calculate your Body Mass Index with metric or imperial units and healthy weight range.

Complete a scored DSE assessment for office and remote workers with action items.

Generate a tailored fire safety checklist for your premises with extinguisher types and escape routes.

Calculate required first aid kit contents for your workplace based on team size and risk level.

Generate a full health and safety policy document for your business using AI.

Calculate manual handling risk using the MAC tool methodology with traffic-light rating.

Calculate daily noise dose and compare against OSHA, HSE, and EU exposure limits.

Check required PPE for any industry and task with UK, US, and EU regulations.

Generate a complete risk assessment for any activity or workplace using AI.

Generate a safety checklist for working at height tasks with fall prevention requirements.

Calculate net profit from a UK buy-to-let including Section 24 tax.

Calculate provincial and municipal land transfer tax for Canadian property purchases.

Find out how much you can borrow based on income, deposit, and debts.

Calculate monthly mortgage payments, total interest, and affordability.

Compare 2 properties side by side on yield, cash flow, ROI, and capital growth.

Generate professional property listing copy for Rightmove, Zoopla, Zillow, and more.

Calculate total ROI, annualised return, and equity growth on a property investment.

Plan renovation costs room by room with contingency and value-add estimate.

Get an AI-powered suggested rent range with market reasoning for any UK location.

Calculate gross and net rental yield, cash flow, and void period impact.

Calculate stamp duty (SDLT/LBTT/LTT) for England, Scotland, and Wales.

Calculate Amazon FBA fees, referral fees, and net profit for 5 marketplaces.

Calculate dropshipping profit margin, break-even units, and monthly projection.

Calculate Etsy listing, transaction, and payment processing fees and net profit.

Calculate inventory turnover ratio, days to sell, reorder point, and dead stock.

Calculate profit margin for Printful, Printify, and other print on demand products.

Generate SEO-optimised product listing copy for Amazon, eBay, Etsy, and Shopify.

Calculate the selling price needed to hit your target margin on any platform.

Calculate Return on Ad Spend, break-even ROAS, CPA, and profit on ad spend.

Compare Amazon, eBay, Etsy, and Shopify fees side by side for one product.

Compare Royal Mail, Evri, DPD, DHL, USPS, UPS, and FedEx rates by weight.

Generate a structured business plan outline with executive summary, milestones, and risk assessment using AI.

Generate a detailed SWOT analysis with strategic recommendations in seconds.

Generate the best hashtags for Instagram, TikTok, LinkedIn and more with AI.

Generate 5 tailored social media bio variations for any platform in seconds.

Generate 5 platform-optimised captions for any post in seconds.

Generate structured, timed meeting agendas with AI.

Create a clean, professional HTML email signature in seconds.

Convert times between time zones and find meeting overlap.