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Payslip Calculator
Free UK payslip calculator. Enter your gross annual salary to calculate income tax (PAYE), National Insurance, pension deductions, and student loan repayments. See your monthly or weekly take-home pay.
Based on 2024/25 HMRC rates. For guidance only. Actual deductions may vary. Consult a payroll professional for accurate figures.
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Frequently Asked Questions
How is income tax calculated in the UK?
Income tax is calculated on your taxable income (gross salary minus personal allowance). For 2024/25: 20% basic rate on income up to £50,270, 40% higher rate on income £50,271–£125,140, and 45% additional rate above £125,140.
What is National Insurance (NI)?
National Insurance contributions are deducted from your pay if you earn above the lower earnings limit. For 2024/25, employees pay 8% NI on earnings between £12,570–£50,270 and 2% above £50,270.
What tax code should I use?
Most people in the UK have the tax code 1257L for 2024/25, which gives a personal allowance of £12,570. Your tax code is shown on your payslip or in your HMRC personal tax account.
Does pension reduce my tax?
Yes. Contributions to a workplace pension scheme reduce your gross income for tax and NI purposes. This is called relief at source. For example, a 5% pension contribution on a £35,000 salary reduces taxable income by £1,750.
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