About ClearCut.tools
Free business calculators that just work.
What is ClearCut.tools?
ClearCut.tools is a collection of free, instantly-useful business calculators and tools built for freelancers, sole traders, and small business owners. No sign-up required for most tools, enter your numbers, get your answer, get back to work.
The platform currently offers 11 calculators covering financial planning, pricing, invoicing, and HR, with more added regularly.
Who built it?
ClearCut.tools was built by professional software developers with experience building financial and business software. The platform is anonymously operated, as we believe the tools should speak for themselves.
Data sources & methodology
We take accuracy seriously. All calculations are verified against official sources before launch and reviewed whenever the underlying rates or rules change.
- Tax rates:HMRC official rates for Income Tax, National Insurance, and VAT (UK). Updated for 2024/25 tax year.
- Loan calculations:Standard amortisation formula used by UK financial institutions.
- Currency rates:Live exchange rates via open.er-api.com, updated daily.
- Holiday entitlement:UK statutory minimum (5.6 weeks / 28 days) per the Working Time Regulations 1998.
Important disclaimer
All results produced by ClearCut.tools are estimates only and should not be treated as financial, tax, or legal advice. Calculations are intended as a starting point for your own research and planning. Always consult a qualified accountant, financial adviser, or solicitor before making significant business or financial decisions.
Contact
Found an error in a calculation? Have a suggestion for a new tool? hello@clearcut.tools