1099 Tax Estimator, Virginia

Free 1099 tax estimator for US freelancers and independent contractors. Calculate your self-employment tax (15.3%), federal income tax, and quarterly payment schedule based on your 1099 income and filing status. 2024 tax year rates.

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Virginia's top income tax rate is 5.75%, which kicks in at relatively modest income levels (over $17,001). Most full-time freelancers and 1099 contractors earning more than $17,001 will effectively pay close to 5.75% on most of their self-employment income.

Virginia uses a graduated bracket system that tops out quickly at 5.75%. Quarterly estimated payments are due to the Virginia Department of Taxation using Form 760ES.

Estimate only - based on 2024 federal rates, no state tax included. Consult a CPA or tax professional for advice.

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Frequently Asked Questions, 1099 Tax Estimator in Virginia

How much should a Virginia 1099 contractor set aside for taxes?

Virginia freelancers should set aside approximately 35–42% of net income. This covers federal self-employment tax (15.3%), federal income tax, and Virginia state income tax which tops out at 5.75% for income above $17,001. Since most working freelancers exceed this threshold, the 5.75% rate effectively applies to nearly all self-employment net income.

What are Virginia's income tax brackets for self-employed workers?

Virginia has four income tax brackets: 2% on the first $3,000; 3% on $3,001–$5,000; 5% on $5,001–$17,000; and 5.75% on all income above $17,000. These brackets are very compressed compared to most states, meaning most freelancers earning a full-time income will pay the top 5.75% rate on the majority of their earnings.

When are Virginia estimated tax payments due for self-employed workers?

Virginia estimated tax payments (Form 760ES) are due on May 1, June 15, September 15, and January 15, note that Q1 is May 1 in Virginia, not April 15 like federal. You must make payments if your estimated Virginia tax liability exceeds $150 for the year. Underpayment interest applies if you fall short.

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