1099 Tax Estimator, Washington
Free 1099 tax estimator for US freelancers and independent contractors. Calculate your self-employment tax (15.3%), federal income tax, and quarterly payment schedule based on your 1099 income and filing status. 2024 tax year rates.
Washington state has no personal income tax, so 1099 contractors only face federal tax obligations. Washington does have a Business & Occupation (B&O) tax based on gross revenue, which may apply to your freelance work.
Washington's B&O tax applies to gross receipts from business activity, with rates varying by business category. Check if your freelance work is subject to B&O tax.
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General calculator →Frequently Asked Questions, 1099 Tax Estimator in Washington
How much should a Washington state 1099 contractor set aside for taxes?↓
Washington freelancers should generally set aside 28–35% of net income for federal taxes. This includes federal self-employment tax (15.3% on the first $160,200) and federal income tax. Washington has no state income tax, saving contractors a significant amount compared to high-tax states. However, Washington's Business & Occupation (B&O) tax may add a small additional cost.
What is Washington's Business and Occupation (B&O) tax for freelancers?↓
Washington's B&O tax is applied to gross business receipts (before expenses). For most freelancers and service providers, the rate is 1.5% of gross revenue (the "Service and Other Activities" category). The first $12,000 of annual income is exempt for very small operators. This tax is paid to the Washington Department of Revenue, not the IRS.
Does Washington state have any other taxes for self-employed workers?↓
Besides the B&O tax on gross revenue, Washington self-employed workers may need to pay a Long-Term Care Insurance premium (currently 0.58% of wages, though currently paused). There is no personal income tax. The major taxes for Washington freelancers are: federal self-employment tax, federal income tax, and the Washington B&O tax on gross receipts.
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