1099 Tax Estimator, Ohio
Free 1099 tax estimator for US freelancers and independent contractors. Calculate your self-employment tax (15.3%), federal income tax, and quarterly payment schedule based on your 1099 income and filing status. 2024 tax year rates.
Ohio's top state income tax rate is 3.75%, applying to income above $115,300. Most Ohio freelancers earning a full-time income will pay somewhere between 2.77% and 3.75% on their net self-employment income. Ohio also permits municipalities to levy local income taxes, which many cities do.
Ohio municipalities like Columbus (2.5%), Cleveland (2.5%), and Cincinnati (1.8%) levy their own income taxes that apply to self-employment income earned or based in those cities.
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General calculator →Frequently Asked Questions, 1099 Tax Estimator in Ohio
How much should an Ohio 1099 contractor set aside for taxes?↓
Ohio freelancers should set aside 33–42% of net income. This covers federal self-employment tax (15.3%), federal income tax, Ohio state income tax (up to 3.75%), and any applicable Ohio municipal income tax (typically 1.5%–2.5% depending on city). Columbus and Cleveland residents should plan for 2.5% city tax on top of state obligations.
What are Ohio's income tax brackets for self-employed workers?↓
Ohio has three income tax brackets: 0% on the first $26,050 (thanks to a low-income tax credit); 2.77% on $26,051–$100,000; 3.22% on $100,001–$115,300; and 3.75% on income above $115,300. The zero-rate tier is a notable benefit for part-time freelancers with modest total income.
Do I owe Ohio city income tax as a freelancer?↓
If you operate your freelance business from a city that levies municipal income tax, you typically owe city tax on your net self-employment income. Ohio has hundreds of municipalities with their own income taxes. Columbus and Cleveland both charge 2.5%. You file city returns separately from your Ohio state return, usually on the city's own form or through RITA (Regional Income Tax Agency) or CCA.
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